eflexHSA.com

Ownership

Your HSA contributions roll over annually. There is no “use it or loose it,” rule applied to an HSA.

Portability

HSAs are portable, and will remain your account if you:

• Change careers, medical coverage, or marital status
• Move to another state
• Become unemployed

Security

Your high deductible health plan (HDHP) and HSA protect you and your family against unexpected medical bills.

Affordability

You may lower your health insurance premiums when opting for an HDHP.

Flexibility

You can use your HSA to pay for medical expenses not covered by your health plan.

Savings

Your HSA can be used as a savings tool for future medical expenses. You can also grow your account through investment earnings.

As the account holder, you have control of:

• What company or bank will hold the account
• Whether to save the funds for current or future medical expenses
• Which expenses to pay from the account
• Whether to invest or spend the account dollars

Tax Savings

An HSA can triple tax savings with:

• Tax-free contributions
• Tax-free earnings through investment
• Tax-free payment for qualified medical expenses