eflexHSA.com

Simplifying the concept of Health Savings Accounts for you and your employees is our goal. Our service and website provide you with the tools and resources to educate your employees. Your employees need to know about the plan, how it works, and how to set up a qualified Health Savings Account. Our goal is to create a resource that clears the air of all the confusion surrounding HSAs and consumer driven health plans. Our mission is to be number one in customer service in the eyes of our customers. Finally a solution that works!

Online Product Information and Education

eflexhsa.com has online education for you and your employees to learn how HSAs can benefit you. The next crucial step is how to implement an HSA with a compatible trustee? Our online services include; educational pieces, online brochures, audio product tutorials, and a frequently asked questions.

Why should I offer an HSA to my employees?

An HSA provides employees the ability to be in control of their health care costs, lower their health insurance premiums and take advantage of unique tax benefits. HSA’s also provide an employer with several benefits.

• Lower Health Insurance Premiums - HSAs provide more affordable premiums while continuing to provide your employees with a competitive benefit plan.
• Tax Advantages – Contributions you make to your employees’ HSAs are considered employer-provided medical expense coverage under an accident or health plan. This allows them to be excludable from your company’s gross income, not subject to withholding form income tax and not subject to other employment taxes.
• Administration – There is less administrative duties involved for an employer. You as the employer are not responsible or liable to an employee’s HSA account. You do not maintain any records for the IRS on the HSA account and you don’t have a claims administration or adjudication process.

Bank or Trustee

Once you have made the decision to offer a Health Savings Account to your employees, our web site is a resource to research the best trustee or bank to meet your needs. Once the decision is made on the trustee or bank eflexhsa.com self-service tools will provide you with information and online forms to get the ball rolling.

Communicate and Market Your HDHP to your Employees

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Account Balance Access

eflexhsa.com provides a portal to the trustee banking system for HSA account holders through www.eflexhsa.com. This allows employees to access their account information online 24 hours a day, 7 days a week. In some cases, employers will have access to employee account balance information as well. The information provided to the employer will not contain specific claim detail.

Customer Support and Call Center

eflexhsa.com acts as the internal trustee customer service center except that we are external. Our call center answers account holder administrative, legal, and general questions. This includes a toll free #877 from 8 am to 5pm Central Standard Time Monday through Friday, live chat and 24.7 access to web self-service tools.